We lead with an open mind and eager attitude as we endeavor to meet the financial ambitions of the entrepreneurs for Brunei's future.
ABOUT BANK USAHAWAN
At the heart of the capital is where our future begins. Bank Usahawan is built upon strong fundamentals that govern our promise to be a leader in the financial industry through our passion to serve.
At Bank Usahawan we lead with an open mind and eager attitude as we endeavor to meet the financial ambitions of the entrepreneurs for Brunei’s future. As a bank that offers financial products, that are also Syariah compliant, we believe that each business is unique and it is in our genes to provide them with tailored products and integrated assistance from a specialized team that understands their business needs.
With flexibility offered in terms of bank collaterals, we are able to take into consideration the unique character of each entrepreneur and provide a landscape of solutions that serves their best interests. In an evolving and dynamic economic environment we enable business owners to succeed in their industry with the support they need.
OUR MISSION
To improve the access to a broad range of appropriate financial services for the majority of Brunei businesses and their owners in a sustainable and efficient manner.
OUR VISION
To be the leading provider of financial services to the Micro, Small, and Medium-sized Entrepreneurs in Brunei Darussalam, and to set industry standards in terms of customer service, professionalism and efficiency.
OUR PRODUCTS
Asset Financing
Murabaha
- To finance fixed assets and/or working capital for entrepreneurs and businesses.
- Financing amount up to BND 750,000.
- The financing tenor from 4 months to 5 years (based on investment plan and repayment capacity).
- Scheduled financing amount to be repaid in monthly instalments.
- Profit rates are defined by the risk assessment of the business, typically ranging between 6% and 10%.
- To finance fixed assets and/or working capital for entrepreneurs and businesses
- Financing amount up to BND 750,000
- The financing tenor from 4 months to 5 years (based on investment plan and repayment capacity)
- Scheduled financing amount to be repaid duly by equal monthly instalments
- Profit rate is assessed on an individual basis, capped at 8%
OUR PRODUCTS
Working Capital Financing
Working Capital
Financing
Tawarruq
Tawarruq
- To finance operating expenses and stocks and/or working capital.
- Financing amount up to BND 500,000.
- The financing tenor: From 4 months to 5 years (based investment plan and repayment capacity).
- Scheduled financing amount to be repaid in monthly instalments.
- Profit rates are defined by the risk assessment of the business, typically ranging between 6% and 10%.
- To finance operating expenses and stocks and/or working capital
- Financing amount up to BND 500,000
- The financing tenor from 4 months to 3 years (based on investment plan and repayment capacity)
- Scheduled financing amount to be repaid duly by equal monthly instalments
- Profit rate is assessed on an individual basis, capped at 8%
