What are the factors that would contribute for an application being rejected?

If the applicant provides incomplete financial documents, the financial assessment will not show the accurate financial statement

The collateral provided by the applicant should be of the same value as the financing amount. Should the value of the collateral provided be insufficient then the Bank will consider the guarantor.

As a financial institution, Bank Usahawan is responsible to comply with BDCB Regulations which require a business to have a net profit of around 60 % – 40%.