Why does Bank Usahawan not provide services to start ups?

Firstly, Bank Usahawan was established to support MSMEs operating 12 months. The eligibility on the amount of funding received from Bank Usahawan will be assessed based on the past 12 months of activity. 

Providing financing to Startup businesses is considered a high risk compared to providing financing to existing businesses. Bank Usahawan is categorized as a relatively new bank, therefore the Bank requires high-quality portfolio with low risk. However, the suggestion will be considered in the near future.